Assessing the Effects of Digital Payments: A Qualitative Research of how Digital Payments Affect the Noveleta Senior High School Students’ Purchasing Behavior

This study explores and assesses the effects of digital payments when buying their needs and wants from the students of Noveleta Senior High School in Noveleta, Cavite. Using a qualitative method, the researchers surveyed 10 students to figure out how it affects them and whether they use cash or digital payments more often.

This qualitative research study assesses the effects of digital payments on the purchasing habits of Senior High School students at Noveleta. The study focuses on how students use digital payment methods such as mobile wallets and mobile payment applications when buying food, school supplies, and other personal items. Data was collected through interviews and simple observations to understand the students’ experiences and opinions. The findings show that most students prefer digital payments because they are convenient and simple to use. Digital payments also lessen the need to bring cash. However, some students shared struggles, such as spending money carelessly, poor internet connection, and difficulty tracking expenses. A few students are also concerned about safety and privacy.

Overall, the study proves that digital payments affect how students handle and spend their money. The outcomes of this study may help students become more conscious of their buying habits and guide parents and schools in promoting proper use of digital payments.