Developing Credit Activities at Asia Commercial Joint Stock Bank, Vietnam

Currently, the financial market plays a very important role, the growth of the financial market greatly affects the economy of each country, and the important subject of the financial market is the bank. Banking is one of the important links that make up the smooth movement of the economy. Along with other economic sectors, the bank is responsible for participating in stabilizing the monetary market, controlling and repelling inflation, creating jobs for workers, helping investors, and developing the market. Capital market, foreign exchange market, payment participation and payment support... Therefore, if you want a stable and developed economy, the banking system itself must also be stable and developed. In banking activities, credit activities are an important area, credit relationships are the backbone relationship, determining all economic activities in the national economy, it is also the main source of profit, determines the existence and development of the bank. However, banking credit activities are activities that contain many risks. In the current difficult economic situation, in order for commercial banks to operate effectively and minimize risks, the first issue is to pay attention to improving the efficiency of credit operations. The article is based on data from the annual report of Asia Commercial Joint Stock Bank (ACB), combined with the use of qualitative research methods to analyze the current status of credit activities at ACB Bank, from which Provide solutions to develop ACB Bank's credit activities in the coming time.