Improving the Efficiency of Credit Operations at Nam Ha People's Credit Fund, Vietnam

Along with integration and development, in recent years the people's credit fund system has made many important contributions to the country's socio-economic development process. Based on the development momentum of recent years, the People's Credit Fund system continues to stabilize and develop the network, consolidate and improve credit quality, and promote business efficiency in terms of supporting members and customers. Capital and profit growth. The indicators of contribution to socio-economic development of the People's Credit Fund system have increasingly affirmed the important role of the collective economic model in our country's multi-sector economy, contributing Actively contribute to creating capital, limiting and repelling loan sharking, reducing the rate of poor households, fundamentally changing the face of rural areas... Research article on the lending process and current situation loans at the Credit Fund, bad debts and provisioning of the Nam Ha People's Credit Fund, thereby providing solutions to improve the efficiency of credit operations such as solutions for research and full assessment. About customers, dispersing risks, researching and forming solid credit guarantees, building reasonable credit policies and regularly updating risk information about customers.