The Relationship between People's Motives to Save Money and the Amount of Savings at Vietnam Commercial Banks

Capital mobilized from customers' savings deposits is the monetary value that banks mobilize from the public through selling products and services to customers, or in other words, this is the main source of capital of commercial banks, meeting most of the needs for credit activities of banks.

Savings deposits are a popular investment channel today because they are safe, convenient and easy to invest compared to other investment channels and are not greatly affected by negative market impacts. Although the profits are not as high as other forms of investment such as stocks and foreign exchange, the risks to people's savings are not high.

Based on the analysis of the current situation of the relationship between people's motivation to deposit money and the amount of savings deposits at Vietnamese commercial banks, the article proposes a number of solutions to improve deposit mobilization activities. commercial bank savings in the near future.