Survivor Allowance Regime in Social Insurance System in Vietnam

When researching the survivor allowance regime, we found that this regime plays a crucial role for the relatives of employees. Unlike other risks that may result in temporary income reduction or loss for the laborers, in which the workers’ families can overcome economic difficulties, death risks permanently deprive the families of income from their breadwinner, and it also leads to funeral expenses. In Vietnam, as well as in many other countries, the survivor allowance regime has been implemented as part of social security policies to stabilize the lives of workers' family members. Although the survivor allowance regime has been periodically adjusted to align with socio-economic conditions, it still has various limitations. This article focuses on evaluating the current survivor allowance regime and proposing solutions to improve the survivor allowance regime and maximize its role.